> For the complete documentation index, see [llms.txt](https://flary-finance.gitbook.io/flary-finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://flary-finance.gitbook.io/flary-finance/introduction/web3-challenges.md).

# Web3 challenges

Imagine a scenario where you urgently need some money, and all you have are your Solana tokens that are set to pump high soon. You face a dilemma: should you sell your tokens and risk losing the potential profits, or should you look for a way to lend some additional funds without selling your assets?

Apart of all the problems described in [`"Web2 challenges"`](https://flary-finance.gitbook.io/flary-finance/introduction/web2-challenges) simply consider how annoying it is to go to a bank branch to get a loan. You have to pass through lengthy verifications, fill out endless paperwork, and then wait for approval. So, Web3 is the solution. \
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However, another significant challenge is that for Web-2 users, the transition to Web3 can be daunting. The complexity of decentralized finance (DeFi) platforms, understanding blockchain technology, and the steep learning curve often lead to frustration and missed opportunities. Web-2 users are accustomed to intuitive interfaces, seamless experiences, and straightforward transactions. When they encounter the intricate processes and high fees in the Web3 world, the adoption becomes challenging.\ <br>